The Charles Schwab checking account is a must. It's free and easy to sign up for...enabling you to access virtually EVERY ATM WORLDWIDE WITH ZERO FEES!!! Seriously. There's no catch or monthly minimum. You never get a charge from them for using an ATM, and they rebate all the fees you rack up using any network ATM. Exchange rate is favorable. You should never ever go to an exchange spot in an airport, train station, hotel or mall. It's a no-brainer to get this account and ATM card.
Here's a link for details on signing up (with no referral fee or incentive to me): https://content.schwab.com/web/retail/public/get-started/checking/
